Retirement Plan Sponsorship, Made Simple

At Waypoint, we aim to make it easy to regulate and administer your company’s retirement plan.

Retirement Plans Are Becoming More Complex

New regulations are making plan sponsorship more difficult. We are here to help.

Until recently, it was possible for many plan sponsors and employers to work with financial professionals on nearly any brokerage platform and fulfill their fiduciary obligations. But as the retirement industry becomes more complex and regulated, today’s plan sponsors need more specialized services. If the following challenges are familiar to your retirement plan committee, it may be time to seek the guidance of an independent plan professional:

Specialized Plan Solutions From an Independent Plan Professional

Waypoint sets the standard for specialized advice, data, and financial education that plan sponsors need to succeed.

An independent plan professional can be an essential extension of your retirement plan committee. Our partnerships with providers are guided by four key tenets:

Professional Advice

Your retirement plan professional can act as a co-fiduciary of your plan under ERISA section 3(21) for ongoing investment advice. We are paid by you — and not by any product sponsor.

Meaningful, timely information and research

We can offer you deep industry insights and knowledge of the regulatory landscape that seek to enable you to make the best choices for your plan’s individual needs.

Easy access to value-added investments and services

We can deliver proprietary research that’s designed to help you tap the world’s most talented investment management teams.

Unparalleled service

We are committed to providing what you and your employees deserve and expect—great financial education at enrollment and one-on-one meetings.

Our Independent Plan Professionals Are Free to Focus on You and Your Employees

As independent professionals, we are not beholden to secondary interests: our singular focus is to provide your plan with timely, high-quality tools, training, and dedicated support.
Focused, Because Autonomous

Waypoint is a team of autonomous professionals, focused on addressing the unique needs of your plan. This means that Waypoint advisors are not influenced by sales quotas or commissions, and they seek to customize plans based on clients’ best interests. They have access to turnkey reporting capabilities for plan features’ comparability and fee transparency under ERISA section 408(b)(2).

With specially designed services, we seek to help you make better decisions and optimize your plan design and investment options. These include fiduciary-level investment monitoring, expedited investment policy statement (IPS) preparation assistance, education services geared toward plan committees, management of vendor relationships, and access to institutional-quality portfolio management due diligence.

As a member of LPL, recently named the top broker-dealer in the country, Waypoint Advisors have access to regular professional education to help ensure that they are well-versed in the intricacies of plan regulation and administration, including specialized knowledge of ERISA and Department of Labor rules.

We are dedicated to improving retirement readiness for your employees while they are in-plan, preparing to retire, and after they have left the plan. We create highly effective participant outreach and enrollment programs that are designed to increase financial literacy, participation rates, and employee deferrals.

We deliver timely, institutional-quality due diligence on well-known investment managers, as well as in-depth research on leading plan providers. Plan sponsors and employers can expect precise implementation of plan features and benefits on the fully integrated LPL technology platform.


What can we help you with today?